Skip links

Services

Whole Life

Insurance

Whole Life

Whole life insurance helps your family prepare for the unexpected. The guaranteed death benefit can help replace a family’s loss of income, help with mortgage costs, or educational needs — or to leave a legacy for the next generation. Over time, these policies build cash value that grows tax-free. This “living benefit”1 can be accessed during your lifetime.

Understanding Whole Life Insurance

Whole life insurance is one type of permanent life insurance that can provide lifelong coverage. It provides a variety of guarantees, which can be appealing to someone who doesn’t want any guesswork after buying life insurance.

Whole life insurance combines an investment account called “cash value” and an insurance product. As long as you pay the premiums, your beneficiaries can claim the policy’s death benefit when you pass away.

A guaranteed minimum rate of return on the cash value.

The promise that your premium payments won't go up.

A guaranteed death benefit that won't go down.

Whole life insurance offers three kinds of guarantees:

INSURANCE COMPANIES WE REPRESENT

This website uses cookies to improve your web experience.